Personal Income Annuity Video Course

Learn how Nassau's Personal Income Annuity product features work to offer protection from market loss and lifetime income via a choice of two guaranteed minimum withdrawal benefit riders. Or enroll in the interactive online course with virtual quizzes on our consumer-friendly education center.

A

What is Nassau Personal Income Annuity?

Personal Income Annuity is designed to help address three of your client's retirement income needs: protection, flexibility, and growth. Your client can secure income for life via a choice of two guaranteed minimum withdrawal benefit riders, flexibly meet their individual time horizon and needs, as well as potentially accumulate the contract value while protecting against market downturns.

Education Center

B

How does the guaranteed lifetime income benefit provide protection and security?

Personal Income Annuity offers a choice of two income riders. They are called the "Income Strategy: Today" and "Income Strategy: Tomorrow" riders. This video details an overview of their design.

C

What is the annual benefit amount and does it impact your guaranteed income?

Learn more about the "Annual Benefit Amount," the guaranteed income payments provided by the income benefit rider.

D

How Does the Income Benefit Base Grow with "Income Strategy: Today"?

Learn how the income benefit base is determined and grows as part of "Income Strategy: Today".

E

How Does the Income Benefit Base Grow with "Income Strategy: Tomorrow"?

Learn how the income benefit base is determined and grows as part of "Income Strategy: Tomorrow".

F

How do withdrawals from your annuity impact the benefit base?

Withdrawals that are not income benefit payments can reduce the income benefit. Understand the impacts of decreases of the income benefit base on future roll-ups and future income benefit payments.

G

What Happens to the income benefit at other significant events?

In this video we detail the impacts of significant life events on the income benefit for both the "Single Life Option" as well as the "Joint Life Option".

H

What is the annual fee for these income riders?

The "Income Strategy: Today" and "Income Strategy: Tomorrow" riders are available for an annual fee. Better understand how this fee impacts the product and your clients.

Disclosures

For producer use only. Not for use in solicitation or advertising to the public.

This information is provided by Nassau for educational purposes only. It is not individualized to address any specific financial objective and is not intended as investment, legal or financial advice.

Annuities are long-term products particularly suitable for retirement assets. Annuities held within qualified plans do not provide any additional tax benefit. Early withdrawals may be subject to surrender charges and a market value adjustment. Withdrawals are subject to ordinary income tax, and if taken prior to age 59½, a 10% IRS penalty may also apply. Product and rider features and availability may vary by state. Guarantees are based on the claims paying ability of the issuing company.

Non-Security Status Disclosure – The Contract is not a Security. The Contract is not registered under the Securities Act of 1933 and is being offered and sold in reliance on an exemption therein. The "S&P 500 Index" is a product of S&P Dow Jones Indices LLC or its affiliates (“SPDJI”) and has been licensed for use by Nassau Life and Annuity Company and its affiliates (collectively, “Nassau”). Standard & Poor’s®, S&P 500® and S&P® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”) and these trademarks have been licensed and sublicensed for use by SPDJI and Nassau, respectively. Nassau products are not sponsored, endorsed, sold or promoted by SPDJI, S&P, or their respective affiliates, and none of such parties make any representation regarding the advisability of investing in such products nor do they have any liability for any errors, omissions, or interruptions of the S&P 500 Index.

The UBS Tactical Multi Asset Index is sponsored and published by UBS. Nassau has entered into an exclusive license agreement with UBS providing for the right to use the UBS Tactical Multi Asset Index and related trademarks in connection with Nassau indexed annuities. UBS has not published or approved this document, and the annuities are not sponsored, endorsed, sold or promoted by UBS. UBS makes no representation or warranty, express or implied, regarding the advisability of investing in the annuities, and has no obligation or liability in connection with the administration, marketing or sale of Nassau annuities.

Nassau Personal Income Annuity (19FIA, ICC19EIAN and 191SN} and the Income Strategy: Today and Income Strategy: Tomorrow riders (19GLWB2) are issued by Nassau Life and Annuity Company (Hartford, CT}. In California, Nassau Life and Annuity Company does business as "Nassau Life and Annuity Insurance Company." Nassau Life and Annuity Company is not authorized to conduct business in MA, ME, and NY, but that is subject to change. Nassau Life and Annuity Company is a subsidiary of Nassau Financial Group.

Insurance Products: Not FDIC or NCUAA Insured, No Bank or Credit Union Guarantee.

BPD: 40403

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