Schedules by State

For Nassau Personal Income Annuity^®

Legend: Available | X N/A

	AK	AL	AR	AZ	CA	CO	CT	DC	DE	FL
Availability
Schedule	C	A	A	A	D	A	B	A	B	B

	GA	HI	IA	ID	IL	IN	KS	KY
Availability
Schedule	A	A	A	B	C	A	A	B*

	LA	MA	MD	ME	MI	MN	MO	MS	MT
Availability				X
Schedule	C	C	A		A	C	C	B*	B

	NC	ND	NE	NH	NJ	NM	NV	NY
Availability								X
Schedule	A	A	A	C	C	A	A

	OH	OK	OR	PA	RI	SC	SD	TN	TX
Availability
Schedule	B*	A	C	C	A	B*	A	A	B*

	UT	VA	VT	WA	WI	WV	WY
Availability
Schedule	C	C	C	C	B	A	C

State-Specific Surrender Charge Schedules

Groups A, B, B*, C and D are used to identify groups of state-specific product variations. Groups B, B* and D have the same crediting rates but different surrender schedules. For current state-specific crediting rates on new contracts, go to salesnet.nfg.com and look under Learn > Product Rates > Personal Income Annuity.

For Producer Use Only. Not for use with the general public as sales literature

Please see Product Disclosures about how these percentages are applied.

Product features, rider options and availability may vary by state.

Nassau Personal Income Annuity (19FIA, ICC19EIAN, 19ISN, 19GLWB2, ICC19GLWB2.1, ICC19GLWB2.2) is issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as "Nassau Life and Annuity Insurance Company." Nassau Life and Annuity Company is not authorized to conduct business in ME and NY, but that is subject to change. Please visit the State/Product Availability page on salesnet.nfg.com for current state-specific issuing company information. Nassau Life and Annuity Company is a subsidiary of Nassau Financial Group.

BPD: 39988 2-23