Safe Harbor Term^TM Conversions

When your clients need permanent insurance, Term Conversions present a great opportunity.

During the conversion period, Safe Harbor Term policies may be converted to a permanent policy without new medical requirements. Upon conversion, the new policy will have the same underwriting classification as under the term product. All non-tobacco and tobacco underwriting classes will be converted to the Remembrance Life preferred (non-tobacco) and standard (tobacco) underwriting classes, respectively.

This section contains the links to resources necessary to provide quality and timely service to your clients.