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Important Disclosures

Product features, options and availability may vary by state. Guarantees are based on the claims paying ability of the issuing company.

Current rates are subject to change. Issued rates are only guaranteed for the duration of the initial guarantee period and are subject to change for future guarantee periods (if available). Future values and interest are gross amounts based on the above indicated single premium with interest credited daily at the current rate for the length of the applicable guarantee period, assuming no withdrawals are made. Early withdrawals may be subject to a surrender charge and Market Value Adjustment, which may eliminate the interest credited to the contract and could result in the loss of principal. Contact Nassau for rate lock rules and view the Product Disclosure for contract details, including limitations, exclusions and charges.

Annuities are long-term contracts. Annuities held within qualified plans do not provide any additional tax benefit. All or a portion of amounts withdrawn are subject to ordinary income tax, and if taken prior to age 59 1⁄2, a 10% IRS penalty may also apply. We do not provide tax, financial or investment advice, or act as a fiduciary in the sale or service of the product. Consult a tax advisor or financial representative about your specific circumstances.

Nassau Simple Annuity (18FADTCP and ICC18FADTCP) and Nassau MYAnnuity 5X/7X (18IFDAP and ICC18IFDAP/ICC18IFDANP) are single premium deferred fixed annuities issued by Nassau Life and Annuity Company (Hartford, CT). Nassau Life and Annuity Company is not authorized to conduct business in ME and NY, but that is subject to change. In New York, Nassau MYAnnuity 5X (17IMGA) single premium deferred fixed annuities are issued by Nassau Life Insurance Company (East Greenbush, NY). In California, Nassau Life and Annuity Company does business as "Nassau Life and Annuity Insurance Company." Nassau Life and Annuity Company and Nassau Life Insurance Company are subsidiaries of Nassau Financial Group. The insurers are separate entities and each is responsible only for its own financial condition and contractual obligations.

Insurance Products: NOT FDIC or NCUAA Insured, NO Bank or Credit Union Guarantee