1. A rider is required to be elected at the time of application and includes an annual fee that is deducted from the contract value. See Product and Rider Disclosures for details. If the client exercises the Flex-Forward income Benefit rider and starts taking Early Income Amount payments before the youngest Covered Person turns 59½, they may be subject to tax penalties. Please be sure to encourage your clients to discuss their situation with a tax advisor prior to exercising their rider.

Important Disclosures

For producer use only. Not for use as sales material with the general public.

This page includes links to third-party websites or resources for informational purposes only. Nassau exercises no control over such sites or resources and has not verified their accuracy. Nassau does not sponsor or endorse any of the third-party companies, individuals, products or services featured on such sites or resources. Any statements or opinions expressed within these sites or resources are of the individual or organization who makes them, not Nassau. Nassau does not provide financial, investment or tax advice or act as a fiduciary in the sale or service of its products.

Nassau Life and Annuity Company, the Nassau Income Accelerator Annuity and the Nassau Flex-Forward Income Benefit rider are NOT connected with, recommended, or endorsed by any governmental program, agency, or entity, including the Social Security Administration.

Product features, rider options, and availability may vary by state. Product sales must be appropriate based on a comprehensive evaluation of the customer's financial situation, needs, and objectives. Guarantees are based on the claims-paying ability of the issuing company. Nassau does not provide financial, investment or tax advice or act as a fiduciary in the sale or service of its products. Riders unavailable to Covered Persons under age 50 in Maryland.

Annuities are long-term products particularly suitable for retirement assets. Annuities held within qualified plans do not provide any additional tax benefit. Early withdrawals may be subject to surrender charges. Withdrawals are subject to ordinary income tax, and if taken prior to age 59½, a 10% IRS penalty may also apply.

Non-Security Status Disclosure – The Contract is not a Security. The Contract is not registered under the Securities Act of 1933 and is being offered and sold in reliance on an exemption therein.

Nassau Income Accelerator (19FIA, ICC19EIAN, 19ISN, 19GLWB2, 22GLWB, 22GLWB1.1, 23GLWB2.1, ICC22GLWB1.1, ICC23GLWB2.1, et al.) is issued by Nassau Life and Annuity Company (Hartford, CT). In California, Nassau Life and Annuity Company does business as “Nassau Life and Annuity Insurance Company.” Nassau Life and Annuity Company is not authorized to conduct business in ME and NY, but that is subject to change. Nassau Life and Annuity Company is a subsidiary of Nassau Financial Group.

Insurance Products: NOT FDIC or NCUAA Insured | NO Bank or Credit Union Guarantee

The LifeYield name/logo and Social Security+ are trademarks of LifeYield, LLC ("LifeYield"). LifeYield is an independent company/entity and not an affiliate of Nassau.