We value our relationships with our customers, financial advisors and strategic partners. We are committed to providing site users with public information as well as a secure and confidential environment for you to access your own (and, in the case of financial advisors, your clients') personal account information. We do not sell information about you. When we collect personal information online, we do so to help us and your advisor serve your financial needs.
We are not responsible for the content or information practices of any third-party websites to which our site refers or links. We urge you to read their policies regarding their privacy practices.
NASSAU PRIVACY NOTICE FOR CALIFORNIA RESIDENTS
Last Updated: June 24, 2020 | Download PDF
The California Consumer Privacy Act of 2018 (“CCPA”) gives California consumers certain privacy rights related to their personal information. This document describes the rights that California consumers may have under the CCPA.
- Publicly available information from government records.
- De-identified or aggregated information.
- Other regulated information that is excluded from the CCPA’s scope, such as personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FRCA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA).
HOW WE COLLECT, USE, AND SHARE PERSONAL INFORMATION
|Category of Personal Information Collected
||Categories of Source(s) from which Personal Information Was Collected
||Business or Commercial Purpose(s) for which Personal Information Was Collected or Used
||Categories of Third Parties with whom Personal Information Was Shared
|Consumer Preferences and Website Postings
||Product preferences, advertisement preferences, and other information about how you use our website. Content you submit or post on our website such as photographs, videos, reviews, articles, comments, or any other information you provide us to post.
||Offer you products and services; Establishing and verifying the identity and eligibility of website users; Opening, maintaining, administering, managing, and servicing website user profiles, accounts or memberships
||Nassau affiliate companies and service providers
|Records and copies of your correspondence if you contact us
||Emails, letters, supplemental documentation you send to us
||Respond to your inquiries
||Nassau affiliate companies and service providers
In addition to the uses described above, Nassau may also use or share your personal information:
- To comply with applicable laws and regulatory requirements, or as requested by government or regulatory authorities or law enforcement
- Maintaining the security and integrity of our systems, including maintaining internal records
- with our attorneys, accountants and auditors
- in connection with pending litigation
- in connection with a merger, divestiture, acquisition, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us is among the assets transferred
- to detect security incidents, protect against malicious, deceptive, fraudulent, or illegal activity, and prosecute those responsible for that activity
NO SALE OF PERSONAL INFORMATION
Nassau does not sell the personal information of California consumers.
CCPA RIGHTS FOR CALIFORNIA CONSUMERS
The CCPA provides California consumers with certain rights with regard to their personal information. This Section explains those rights. If you are a California consumer and would like to exercise any of those rights, please see Section 4.E below for more information on how to submit a request.
RIGHT TO KNOW ABOUT AND ACCESS YOUR PERSONAL INFORMATION
If you are a California consumer, you may have the right to request that Nassau provide you with information regarding what personal information about you we have collected, used, disclosed, or sold in the preceding twelve (12) months. Once we receive your request and verify your identity, we will disclose to you one or more of the following as requested:
- The categories of personal information we have collected about you in the preceding twelve (12) months.
- The categories of sources from which we collected your personal information in the preceding twelve (12) months.
- The business or commercial purposes for collecting your personal information in the preceding twelve (12) months.
- The categories of third parties with whom we shared your personal information in the preceding twelve (12) months.
- The specific pieces of personal information we collected about you in the preceding twelve (12) months.
You may only make a consumer request to know about or access your personal information twice within a twelve (12)-month period.
RIGHT TO DELETE YOUR PERSONAL INFORMATION
If you are a California consumer, you may have the right to request that Nassau delete certain of your personal information that we have collected from you. However, this right to deletion does not apply to any of your personal information that is subject to an exception under the CCPA. Once we receive your request and verify your identity, we will delete (and direct our service providers to delete) your personal information in our records that is not subject to any of the CCPA exceptions.
RIGHT TO OPT-OUT OF THE SALE OF YOUR PERSONAL INFORMATION
RIGHT TO NON-DISCRIMINATION
Nassau will not discriminate against any California consumer who exercises any of the rights described above. Specifically, except as permitted by the CCPA, we will not deny you goods or services; charge you different prices or rates, including through granting discounts or other benefits, or imposing penalties; provide you with a different level of service or quality of goods or services; or suggest that you may receive a different price or rate for goods or services or a different level or quality of goods or services.
HOW TO SUBMIT A REQUEST
If you are a California consumer and would like to exercise any of the CCPA rights identified above, you may submit a request by either completing a request on www.nfg.com, sending an email to email@example.com
or by calling us at 1-800-813-8180.
SUBMITTING A REQUEST THROUGH YOUR AUTHORIZED AGENT
If you are a California consumer, you may have the option to designate an authorized agent to submit a request on your behalf, so long as the authorized agent has your written permission to do so and you have taken steps to verify your identity directly with us. If you would like to designate an agent, your agent must register as such with the California Secretary of State and submit a copy of this registration along with your consumer request to us. We may need to contact you directly to verify the request.
HOW WE VERIFY YOUR REQUEST
We cannot fulfill your request to provide you with or delete your personal information if we cannot verify your identity or authority to make the request and confirm the personal information relates to you. Making a verifiable consumer request does not require you to create an account with us.
To verify your identity, we will ask that you provide the following information when you submit your request:
- Date of Birth
- Email Address
- Policy Number (if applicable)
Depending on your type of request or the information requested by you, we may require additional information in order to verify your identity and fulfill your request. If we cannot successfully verify your identity, we will inform you of that fact.
We will respond to your request within forty-five (45) calendar days. However, in certain circumstances, we may require additional time to process your request, as permitted by the CCPA or other applicable law. We will advise you within forty-five (45) calendar days after receiving your request if such an extension is necessary and why it is needed. Any disclosures we provide will only cover the twelve (12)-month period preceding our receipt of your request. If we cannot fulfill your request, our response to you will also explain the reason why we cannot fulfill your request.
We do not charge a fee to process or respond to your consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.
CONTACT FOR MORE INFORMATION